Posted by: Richie Tags: windsor ct | Categories: Renters Insurance
When in doubt, buy renter's insurance to protect your valuables and furnishings. If you rent a condo or apartment, you can protect your belongings with a low cost insurance policy. The right insurance will protect your personal property, liability claims and legal defense. The average person has over $20,000 worth of household furnishings and personal items. Renter's insurance will replace articles that are stolen or damaged in a fire or flood. We are Appleseed Insurance, a locally owned independent insurance agency serving the Windsor CT area. Make a complete list of the replacement value of your belongings We can give you some advice on determining the total amount of insurance you should carry.
According to a 2016 Insurance Information Institute poll conducted by ORC International, only 41 percent of renters said they had renters insurance. Renters Insurance protects you as well as the landlord in the event of a loss. When looking into liabilities it is always important to read the fine print in your renter’s agreement. One of the perceived advantages of renting is the assumption that liability for damage, theft or personal injury falls on the landlord. Your landlord's insurance policy covers damage to his building, not his tenants' furnishings. When water flowing from your tub floods your neighbors’ apartments and damages their property, it may be your responsibility.
Renters insurance is fairly inexpensive in Connecticut and can help you protect the property that you value. So no matter where you live, you can rent with peace of mind. When you purchase a Renter’s Insurance Policy with Appleseed Insurance, rest assured we will find you the best coverage at the best rates in Connecticut. Stop in to our Windsor Locks or Enfield offices today or call 860-623-0079.