Posted by: Richie Tags: windsor locks ct | Categories: Homeowners Insurance
Know your homeowners insurance: do you know what losses are covered and not covered? Appleseed Insurance is your local full service insurance agency serving the Windsor Locks CT area. Owner/agent Chris Halpin will find the right Homeowners Insurance for your needs. Home insurance is not mandatory in Connecticut. However, mortgage lenders may certainly require that home buyers maintain a homeowners insurance policy for the duration of the loan.
Protect your home from damage, accidents and liability. After all, your home and property are your most expensive assets. Home insurance may cover losses to covered property caused by storms, wind, hail, lightning, and fire. Damage from frozen plumbing and the weight of ice, snow or sleet are also covered. Property loss from theft, vandalism, riots, aircraft and vehicles is also covered. Direct physical loss due to water from plumbing, tearing of heating or cooling systems, and artificially generated electrical current are also covered.
Your home insurance may not cover intentional acts which cause harm to property or to a person. Any business pursuits or professional services need a separate business insurance plan. Ownership, operation or maintenance of aircraft, motor vehicles and some watercraft are also not covered.
The typical homeowner's insurance policy will cover damage to your home and other structures on your property, liability and medical payments. There are other optional coverages you can add to your policy. The premiums will vary depending on your location, your home's value, and crime statistics in the area. If this is your first home, you will have plenty of questions. At Appleseed Insurance, we have been pairing our customers with the best insurance at the best rates for their particular needs. To learn more, please call us at (860) 623-0079.