There are many different varieties of Business Owner's Insurance available from Appleseed Insurance.  Protecting your business and your income stream with the right business insurance is important. The majority of small businesses that experience an interruption in service due to natural disaster, weather catastrophy or other violence do not reopen. Having the right business insurance coverage - and the right insurance agency - will protect you from the unexpected.

General Liability Insurance

Also known as "Business Liability" or "Commercial General Liability"(CGL), this insurance protects your company from another person's or business' claims of bodily injury, associated medical costs and property damage. Business owners purchase general liability insurance to cover legal hassles due to accident, injuries and claims of negligence. These policies protect against payments as the result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure. From someone falling in your parking lot to injuries resulting from using your product, your general liability policy covers expenses related to out-of-court settlements, litigation, and court judgments.

Business Owner's Policy

Appleseed Insurance of Windsor Locks CT offers a Business Owner's Insurance policy that combines general liability and business property insurance. Also known as a BOP, this type of policy is popular among a variety of small and medium-sized businesses.  Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face. BOPs are appropriate for restaurants, wholesalers, retail stores and contractors. This type of policy does NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Business owners trust the professional staff at Appleseed Insurance to help them with their business insurance needs. Contact Appleseed Insurance today for a free Business Owner's Policy quote. We'll work together to create a plan that works for your business. Call 860-623-0079 today.

 

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Business Owner's Insurance | Windsor CT | Appleseed Insurance